DOWNLOAD IPFS Skipton Building Society has reduced the minimum income required for borrowers seeking higher loan-to-income (LTI) mortgages, following recent changes introduced by the Prudential Regulation Authority (PRA). The move is expected to widen access to mortgages for more aspiring homeowners, particularly first-time buyers. Previously, applicants needed to earn at[Read More…]

DOWNLOAD IPFS Tenants across the U.K. are potentially losing millions of pounds due to a tenancy deposit system that campaigners say is unclear and easily manipulated by some landlords. Generation Rent, a renters’ advocacy group, claims that many private tenants are unaware of their rights or feel pressured into accepting[Read More…]

DOWNLOAD IPFS A council leader has urged ministers to let local authorities with a proven track record on development set their own housing targets, warning that current central figures are disproportionate and risk undermining local heritage and infrastructure. Danielle Belton, the Conservative leader of Rochford District Council, has written to[Read More…]